HOME INSPECTION
Full inspection
A full home inspection is a comprehensive assessment conducted by a licensed inspector to evaluate a residential property's overall condition. It covers the structure, exterior, interior, electrical and plumbing systems, HVAC, roofing, insulation, appliances, and safety features. The inspector provides a detailed report with findings, including any issues and recommended repairs. It helps buyers make informed decisions and plan for maintenance. Remember, it doesn't guarantee future problems but assesses the property at the time of inspection.
4-Point Inspection
A 4-point inspection is a specific type of home inspection that focuses on four essential areas of a property, typically required by insurance companies for older homes or certain policy applications. It is less comprehensive than a full home inspection and only assesses four key components:
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Roof: The inspector evaluates the condition of the roof, including its age, materials, and any visible signs of damage or deterioration.
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Electrical System: This part of the inspection examines the electrical wiring, service panel, and overall electrical setup to identify any potential fire hazards or safety concerns.
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Plumbing System: The plumbing inspection covers the water supply lines, drains, fixtures, and water heater, looking for leaks or signs of plumbing issues.
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HVAC (Heating, Ventilation, and Air Conditioning): The inspector assesses the HVAC system, checking its functionality, age, and any signs of wear and tear.
Unlike a full home inspection, a 4-point inspection does not include a comprehensive evaluation of the property's structure, exterior, interior, insulation, appliances, or other systems. It is primarily used by insurance companies to assess the risk associated with providing coverage for an older property or when there are specific concerns related to the four critical areas mentioned above.
Wind Mitigation
A 4-point inspection is a specific type of home inspection that focuses on four essential areas of a property, typically required by insurance companies for older homes or certain policy applications. It is less comprehensive than a full home inspection and only assesses four key components:
-
Roof: The inspector evaluates the condition of the roof, including its age, materials, and any visible signs of damage or deterioration.
-
Electrical System: This part of the inspection examines the electrical wiring, service panel, and overall electrical setup to identify any potential fire hazards or safety concerns.
-
Plumbing System: The plumbing inspection covers the water supply lines, drains, fixtures, and water heater, looking for leaks or signs of plumbing issues.
-
HVAC (Heating, Ventilation, and Air Conditioning): The inspector assesses the HVAC system, checking its functionality, age, and any signs of wear and tear.
Unlike a full home inspection, a 4-point inspection does not include a comprehensive evaluation of the property's structure, exterior, interior, insulation, appliances, or other systems. It is primarily used by insurance companies to assess the risk associated with providing coverage for an older property or when there are specific concerns related to the four critical areas mentioned above.